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PhillySure Insurance – Philadelphia’s Trusted Name in Contractor Insurance

Contractor Insurance Philadelphia

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Are you a contractor looking for reliable and comprehensive insurance coverage? Look no further than PhillySure Insurance! As Philadelphia’s trusted name in contractor insurance, we provide top-notch coverage to protect your business against any unexpected risks. Whether you need contractor liability insurance or builder’s risk insurance, we’ve got you covered. Read on to learn more about what contractor insurance is, who needs it, and why PhillySure Insurance is the best choice for your contracting business.

What is Contractor Insurance?

Contractor insurance is a type of insurance that provides coverage for businesses in the construction industry. It’s designed to protect contractors from financial risks associated with any damage or injury that may occur on their job sites. This can include anything from injuries to third parties, property damage, and legal costs arising from disputes with clients or employees. There are several types of contractor insurance policies available depending on your specific needs. For example, contractor liability insurance covers general liabilities such as bodily injury and property damage caused by accidents at job sites. Meanwhile, builders’ risk insurance protects against losses due to fire, theft, vandalism, or other damages during construction projects. Having adequate contractor insurance is crucial for protecting yourself and your business against unforeseeable incidents that could lead to costly lawsuits and reputational damage. With PhillySure Insurance’s tailored plans, you can rest assured knowing we have your back no matter what happens on the job site!

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What Does Contractor Insurance Cover?

Contractor insurance is a type of policy that provides coverage for individuals or businesses who work in the construction industry. It typically includes several types of coverage, each designed to protect against different risks and liabilities. One common type of contractor insurance is liability insurance, which covers damage or injuries that occur as a result of the contractor’s work. This can include damage to property, injury to workers or third parties, and legal fees associated with any resulting lawsuits. Another important type of coverage is builders risk insurance, which protects against losses caused by events such as fire, theft or vandalism during construction projects. This can help ensure that contractors are able to complete their work even if unexpected incidents occur. Additional coverage options may include commercial auto insurance to cover vehicles used in business operations, umbrella policies for added protection beyond standard liability limits and workers’ compensation insurance for employees injured on the job. Ultimately, the specific types and amount of coverage included in a contractor’s policy will depend on their unique needs and risks. By working with an experienced insurer like PhillySure Insurance, contractors can ensure they have the right level of protection to keep them covered no matter what challenges arise on the job site.

Who Needs Contractor Insurance?

Contractor insurance is a must-have for any business that offers contractor services. It provides protection against unforeseen circumstances and liabilities that may arise during the course of work. Whether you are an independent contractor, a small business owner or part of a large construction company, having adequate coverage protects your business from potential financial losses. If you have employees working under your supervision, it’s imperative to consider purchasing workers’ compensation insurance as well. This type of policy provides medical and wage benefits to employees who suffer injuries on the job. In most states, it’s mandatory to carry workers’ comp coverage if you hire one or more employees. While general liability covers claims resulting from property damage or bodily injury caused by your work, builder’s risk insurance covers damages caused due to thefts, fires or vandalism while a project is underway. Some clients also require contractors to carry professional liability insurance in case they make errors in their work. In summary, anyone involved in the contracting profession should seriously consider getting various types of contractor insurances based on their specific needs and requirements. Protecting yourself with such policies will ensure the sustainability of your business and provide peace of mind when carrying out projects both big and small alike!

Why Choose PhillySure Insurance?

When it comes to choosing an insurance provider for your contracting business, you want to make sure that you are getting the best possible coverage at a fair price. That’s where PhillySure Insurance comes in – we are Philadelphia’s trusted name in contractor insurance. One of the main reasons why contractors choose us is because of our extensive experience and knowledge in the industry. We have been providing top-quality insurance solutions to contractors for many years, so we understand exactly what types of risks you face on a daily basis. Another reason why contractors choose PhillySure Insurance is because of our personalized approach to service. We believe that every client deserves individual attention and tailored solutions, which is why we work closely with each of our clients to ensure that they get the coverage they need at a price they can afford. At PhillySure Insurance, we also offer a wide range of insurance products designed specifically for contractors, including contractor liability insurance and builder’s risk insurance. This means that no matter what type of contracting business you run or what risks you face on the job site, we have an insurance solution that can help protect your interests. So if you’re looking for high-quality contractor insurance from a reputable provider who truly understands your needs as a contractor, look no further than PhillySure Insurance!

Philadelphia's Trusted Name in Contractor Insurance

As the bustling city of Philadelphia continues to grow and thrive, so does the demand for reliable contractor insurance. PhillySure Insurance has been proudly serving the City of Brotherly Love as its trusted name in contractor insurance for years. Our reputation speaks for itself. We’ve gained the trust of countless contractors and construction businesses in Philadelphia through our commitment to providing comprehensive coverage at competitive rates. Our clients know that they can depend on us to protect their hard-earned investments and help them navigate any unforeseen risks or challenges. At PhillySure Insurance, we understand that every contractor’s needs are unique. That’s why we work closely with each client to tailor a customized policy that suits their specific requirements—from general liability coverage to builders risk insurance—ensuring maximum protection. We pride ourselves on exceptional customer service; our knowledgeable agents go above and beyond in assisting you throughout your policy term. When it comes time to file a claim, rest assured knowing you have an experienced partner by your side fighting for your interests. Choose PhillySure Insurance today – become part of a legacy built on trustworthiness, dedication, and outstanding service within Philadelphia’s contracting community!

How to Get the Best Contractor Insurance Rate

Contractor insurance is an essential investment for any construction business. It covers the cost of damages caused by accidents on job sites or other unexpected events that may occur during the course of a project. However, the cost of premium payments can add up quickly, making it important to find ways to get the best contractor insurance rate possible. One way to save money on your contractor liability insurance or builders risk insurance is by shopping around and comparing rates from different providers. You should also make sure you are only paying for coverage that you actually need and not adding extras that might increase your costs unnecessarily. Another strategy is to work with a specialized insurer like PhillySure Insurance. As experts in their field, they understand which policies are most appropriate for specific types of contractors such as electricians, plumbers and carpenters. This means they can offer tailored coverage at competitive prices. Consider bundling all your insurance needs under one provider as it usually results in cheaper premiums than having multiple separate policies from different insurers. By following these tips, you’ll be able to secure affordable yet comprehensive contractor insurance coverage without breaking the bank every month!


Contractor insurance typically covers general liability, workers’ compensation, commercial auto coverage, builder’s risk coverage, and professional liability (also known as errors and omissions) depending on what a specific policy offers.
All contractors who own a business or operate as an independent one need to protect themselves from unexpected risks associated with their work. This includes general contractors, subcontractors, handymen services providers among others.
The cost of contracting depends on various factors such as the type of work performed by your company if you have employees working under you along with many other factors.

How to Get a Quote

Getting a quote for contractor insurance may seem overwhelming, but it’s actually quite simple with PhillySure Insurance. To get started, visit our website and fill out the contact form or give us a call. When filling out the form, be sure to provide accurate information about your business and its needs. This will help us give you an accurate quote tailored specifically to your situation. If you’re not sure what kind of coverage you need, don’t worry – our experienced agents are happy to help guide you through the process. We’ll ask questions about your business operations and risks to determine which policy is right for you. Once we have all of the necessary information, we’ll work quickly to provide you with a competitive rate on comprehensive coverage that meets your needs. And if there are any additional discounts or savings available based on your qualifications such as years in business or safety record, we’ll make sure they’re applied. With PhillySure Insurance at Philadelphia’s Trusted Name in Contractor Insurance, getting a quote for contractor insurance has never been easier. So why wait? Contact us today!


As we wrap up this discussion on contractor insurance, it’s essential to remember the vital role it plays in safeguarding your business. The various coverages provided by contractor insurance policies not only protect you from potential financial losses but also give you peace of mind as you focus on growing your business. PhillySure Insurance has established itself as a trusted name within the Philadelphia area for offering comprehensive and customized contractor insurance solutions. We understand that each client is unique and requires personalized attention to ensure their specific needs are met. By partnering with PhillySure Insurance, you can rest assured knowing your assets and reputation are well-protected by industry-leading coverage options. Our team of experts will guide you through the entire process – from getting a quote to finding ways to secure the best rates possible. In today’s competitive market, having robust contractor insurance is no longer optional; it’s a necessity for survival. So don’t wait any longer – reach out to PhillySure Insurance today and let us help protect what matters most: your livelihood and success!